Sanad
Shariah-Compliant Finance
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Shariah-Compliant Finance
How It Works
Turn physical gold into Shariah-compliant financing through a transparent, auditable pipeline — appraisal, tokenization, funding, and settlement.
Register and complete KYC verification with your ID and facial recognition.
Submit your gold for AI-assisted appraisal and physical assessment.
Get a financing offer based on your gold's value, backed by a SAG note.
Accept the offer and receive funds to your wallet or bank account.
Repay through stablecoins or bank transfer — verified cross-chain.
Fully compliant with Islamic finance principles and Ar-Rahnu practice.
AI-assisted appraisal with on-chain security for rapid processing.
Your gold becomes a SAG note — transparent, verifiable ownership.